Stable future — consciously made financial decisions
Investments that bring confidence and peace of mind, not stress. Together with me, we will create a strategy that lets your money work for you.
I edit life scenarios with a fixed interest rate. Emotions may fluctuate, but the investment portfolio does not.
I am Baiba Blake — an experienced investor, financial consultant, and mother of three. My life mission is to help people make conscious financial decisions. My journey in the world of investments began when I had to take responsibility for my own and my family’s future.
Today, I am a tied agent at the licensed brokerage firm “Spirit Capital Investments.” I invest my knowledge, time, and energy so that money serves people, not the other way around.
A stable foundation for secure growth
Clearcourse
Stableportfolio
Sustainablegrowth
Balancedrisk
Services that help organize finances and build capital with peace of mind
Individual consultations
This is a conversation without rush and without imposed decisions. We simply sit down (or connect online) and go through your situation: income, expenses, goals, opportunities. I explain clearly, without complicated terms, and together we create an action plan that is achievable, not just “pretty on paper.”
Investment solutions
If money just sits in an account and doesn’t grow, it simply loses value. I offer solutions that provide stable, predictable income and are suitable for people who want security rather than adrenaline. You can start with a small amount, and for larger investments, I prepare a clear structure and logical plan.
Business planning
For many entrepreneurs, income is irregular, and undistributed profit just sits idle. I help organize this part so that money works — and you don’t lose control. We look for solutions that are both safe and sensible, tailored to how you actually earn and spend.
Pension solutions
This is a story about long-term peace of mind. A pension is not just the “state-mandated minimum.” Together, we create a system that provides you with stability and freedom in the future — with an interest rate that works for you, not against you.
Group seminars
I am confident — financial literacy should be taught just like languages or mathematics. My seminars are simple, practical, and based on real-life examples. Suitable for companies, teams, and groups who want to learn to think like investors — not “savers guided by feelings.”
Alternative investments
Crypto, new assets, modern platforms… there are many opportunities and even more traps. I help clarify what is real, what carries risk, and how to navigate this space to avoid common mistakes. All — without glamour and without illusions
Rule of 72: How quickly will your money double?
A simple formula that helps you understand how many years it will take for your investment to double at the current interest rate.
Calculator
Enter the interest rate or number of years. The other field is calculated automatically.
Do you want a personal plan?
7 levels of wealth
The seven levels of wealth describe a person’s progression from financial instability to complete freedom. This system helps you understand where you currently stand and what the next steps are toward a more secure future. This specific seven-level framework was popularized by Tony Robbins in his book Money: Master the Game. Although the idea of gradual financial growth has existed for a long time, Robbins organized it into this easy-to-understand hierarchy based on conversations with some of the world’s most successful investors (such as Ray Dalio and Warren Buffett).
Testimonials
Before working with Baiba, I felt lost in my finances — I had income, but no clear overview or plan on how to use it effectively. Thanks to Baiba’s professional approach and clear guidance, I have implemented a structured budget, organized my savings, and started investing more wisely. After just a few months, I can already see tangible improvements both in my day-to-day cash flow and in progress toward my long-term goals. I especially value Baiba’s ability to explain complex financial matters in a simple and understandable way. I wholeheartedly recommend her to anyone who wants to organize and strengthen their financial foundation.
Her professional attraction is based on credibility, result proven enthusiasm and real interest into benefits of her clients and partners. She is resourceful, trustworthy, and committed to deliver impact. And all those brilliant features of her comes together with joyful, friendly and sparkling cooperation experience.Her professional attraction is based on credibility, result proven enthusiasm and real interest into benefits of her clients and partners. She is resourceful, trustworthy, and committed to deliver impact. And all those brilliant features of her comes together with joyful, friendly and sparkling cooperation experience.
Baiba, I’ve known you for a long time, and we’ve worked together on several projects where you always gave 100% and delved deeply into everything you did. When I needed help with investments, you were able to answer all my questions thoroughly and ease all my concerns. Thank you very much — my saved money is now making money!Baiba, I’ve known you for a long time, and we’ve worked together on several projects where you always gave 100% and delved deeply into everything you did. When I needed help with investments, you were able to answer all my questions thoroughly and ease all my concerns. Thank you very much — my saved money is now making money!
Baiba, thanks for the very interesting and good time together! In the 8 years together your drive, enthusiasm, charm and strenght were your strong sides that gave rise to many great initiatives! We are where we are thanks also to your input and improvements! Thanks, Baiba, to you, and wishing you all the warmth in these times!Baiba, thanks for the very interesting and good time together! In the 8 years together your drive, enthusiasm, charm and strenght were your strong sides that gave rise to many great initiatives! We are where we are thanks also to your input and improvements! Thanks, Baiba, to you, and wishing you all the warmth in these times!
Baiba is ready to create and accept ambitious goals and convenience others that they are reachable. She prefers being hands-on in the field and leading with her own role model rather than doing plans in the back-office. Her creativity and passion for results as well as ability of structures and team building make her one of the best sales leaders I have ever met.Baiba is ready to create and accept ambitious goals and convenience others that they are reachable. She prefers being hands-on in the field and leading with her own role model rather than doing plans in the back-office. Her creativity and passion for results as well as ability of structures and team building make her one of the best sales leaders I have ever met.
After our cooperation, I can rate you as a very resourceful, trustworthy, driven and ambitious. A person that always makes an effort. Thank you for that!
